Trading activity:
Reported 24-hour volume equals 35.70% of market capitalization. The local markets snapshot lists PointPay, WhiteBIT and MEXC among venues with observed trading activity.
YearBull indicators:
YearBull Rank #918. Bull Score 49/100.
YB Market Risk Low. This relative market-volatility label is not an investment-safety assessment.
Cycle Early. Observed price change: 24h -0.70% · 7d 0.86% · 30d -19.05%.
Values are descriptive and should be read together rather than as a price forecast.
Read the YearBull methodology.
Snapshot date: 2026-10-27.Data history: 90 days available in the latest 90-day window.
Methodology responsibility:
YearBull’s analytical methodology and presentation rules are developed and maintained by
Alan Zelvin, Founder & Lead Crypto Researcher.
This note identifies responsibility for the methodology; it does not attribute authorship of this data snapshot.
What is PointPay (PXP)?
Source description
“PointPay is a cryptocurrency banking platform that has been in operation since 2018. The company is based in St. Vincent & the Grenadines, Estonia and Lithuania. The company serves more than 1 million active users worldwide. We strive to provide the broadest range of crypto banking services to every person with Internet access. Our Lithuanian company UAB Point Pay EU has a license to operate with digital assets. PointPay's ecosystem includes a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. PointPay crypto bank allows users to earn daily interest on their funds and get instant loans. We will soon launch crypto debit cards that will enable users to make online and in-store purchases just like with the usual debit card. PointPay Crypto Exchange offers three types of interfaces - Classic, Advanced and Quick Exchange. The Classic and Advanced versions are designed for experienced customers, while the Quick Exchange offers simplified exchange functionality. We also provide some of the lowest trading and withdrawal fees on the market. The PointPay crypto wallet provides a way to store digital assets on the blockchain, easily send them via email, and track their value over time. Our payment system allows customers to buy the most popular digital assets directly from debit and credit cards for fiat currencies such as USD, EUR, GBP, etc. The PointPay blockchain-based bank allows users to earn interest on 13 of the most popular digital assets, including stablecoins USDT, USDC, and DAI, by simply funding Checking or Savings accounts. We offer a transparent and simple interest rate that allows anyone to earn up to 8% APY on their assets. Furthermore, users can stake PXP tokens to earn up to 20% per year on their PXP token holdings.”
This source-supplied description may contain old, promotional, or unverified claims and is not YearBull editorial analysis.
Recorded networks: Avalanche, Ethereum, Binance Smart Chain
Official links and contract records appear in Key Facts. Project details can change, so verify current information with the project.
PointPay (PXP) FAQ
What services does PointPay describe as part of its crypto banking ecosystem?
PointPay presents an ecosystem combining a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. The project states that these services are intended to cover activities such as holding digital assets, exchanging cryptocurrencies, earning interest, accessing collateralized loans, and purchasing digital assets with fiat currencies through debit or credit cards.
How does PointPay describe its exchange interfaces for different types of users?
PointPay says its exchange offers three interfaces: Classic, Advanced, and Quick Exchange. According to the project, the Classic and Advanced versions are aimed at more experienced customers, while Quick Exchange provides a simpler way to exchange assets. This structure is presented as an effort to accommodate both users seeking more trading controls and those preferring a streamlined process.
How does PointPay describe its interest-bearing accounts and PXP staking?
The project states that users can earn interest on 13 digital assets, including USDT, USDC, and DAI, by funding Checking or Savings accounts. PointPay also describes a separate PXP staking program, in which users can lock tokens for three, six, or twelve months. It claims that rewards vary progressively according to the amount invested and the selected lock-up period.
What functions does the PointPay wallet and payment system provide?
PointPay describes its wallet as a way to store digital assets on the blockchain, send them by email, and monitor their value over time. Its payment system is presented as allowing customers to buy popular digital assets directly with debit or credit cards using fiat currencies such as USD, EUR, and GBP. The project also says crypto debit cards are planned for online and in-store purchases.
PointPay metric comparison
This comparison is a stored snapshot generated 2026-10-24 06:30 UTC from 294 daily observations available from 2025-12-30 through 2026-10-24. It is separate from the latest analytical cards above. Percentiles compare the snapshot value with that day's analytical universe; a higher percentile means a larger observed value, not necessarily a better investment characteristic.
Metric
Snapshot
30d before
90d before
Change vs 30d
Universe percentile
Price
$0.0195
$0.0233
$0.0277
-16.7%
n/a
Market cap
$583.3K
$700.3K
$831.8K
-16.7%
P58.7
YearBull Rank
#674
#1,400
#91
Improved 726
P92.0
Bull Score
53/100
48/100
79/100
+5.0 pts
P56.7
Turnover
34.86%
35.23%
20.08%
-0.4 pts
P93.6
YB Market Risk
Low
Low
Low
Unchanged
n/a
Cycle
Early
Mid
Mid
Mid → Early
n/a
Median absolute daily movement 2.10%; distance from the highest local daily price -39.9%; circulating supply change 0.0%. These measurements are descriptive and do not predict future direction.
YearBull Rank context
YearBull Rank now for pointpay-2: #918.
Rank timeline (last 365 days)
Rank movement (nearest daily data).
Reading rule: lower numbers mean higher placement.
7d window (2026-10-20): #2951 → #918 (up by 2033).
30d window (2026-09-27): #3784 → #918 (up by 2866).
Risk read: a stable slope can beat a flashy month.
Venue context: a tightened venue set can reduce variance or increase it.
Market depth: peer movement can shift relative placement even without news.
Trend context: a single week rarely defines a phase on its own.
Practical note: rank is best used for relative context, not certainty.
YearBull Rank is a comparative index on YearBull that helps contextualize a coin’s position versus others over time. Lower values mean higher placement in the YearBull ordering.
Editorial note:
This analysis was prepared by the YearBull research team under the direction of
Alan Zelvin,
Founder and Lead Crypto Researcher.
The assessment follows YearBull’s internal research methodology and editorial standards.
Methodology ·
Editorial Policy
Related Research
Continue with contextually connected profiles and category data:
SIBYL analysis - nearby market scale in the current dataset.
Stored venue snapshot. Markets last checked: 2026-07-27. Updated on a rolling basis; no fixed refresh date is promised. Venue listings and volumes are stored snapshots, not live quotes.
