Trading activity:
Reported 24-hour volume equals 7.41% of market capitalization. The local markets snapshot lists Meteora DAMM V2 among venues with observed trading activity.
YearBull indicators:
YearBull Rank #10,760. Bull Score 22/100.
YB Market Risk High. This relative market-volatility label is not an investment-safety assessment.
Cycle Late. Observed price change: 24h 0.00% · 7d 0.00% · 30d 0.00%.
Values are descriptive and should be read together rather than as a price forecast.
Read the YearBull methodology.
Snapshot date: 2026-10-27.Data history: 86 daily observations available in the latest 90-day window.
Methodology responsibility:
YearBull’s analytical methodology and presentation rules are developed and maintained by
Alan Zelvin, Founder & Lead Crypto Researcher.
This note identifies responsibility for the methodology; it does not attribute authorship of this data snapshot.
What is SurfCash (SURF)?
Source description
“You earn in crypto and spend in fiat. The gap between the two is costing you money and sanity. 70% of the merchants in developing countries don't accept cards, forcing ATM runs or inconvenient options like PayPal and Moneygram. In case they accept cards, you’ll have to pay up to 10% in fees in countries like Brazil. You are living in Vietnam, contributing to the local economy but still cannot access the local payment networks since they need a bank account for it; and for that, you need permanent residency; for permanent residency, you need a work permit. So you turn to shady underground payment groups. You send crypto to the admins and some strangers pay on your behalf, hoping nothing goes wrong. SurfCash fixes this. You deposit your crypto, scan any local QR Code and pay with your crypto. The merchant receives fiat in their bank accounts. Done. These local QR Codes are already with every merchant in developing countries and deposit money into their bank accounts. You can pay your rent, pay for groceries, split your bills, everything in USDC, while your keys stay with you. Your idle funds earn up to ~15% yield on stables, in-app. When you are traveling, we take care of you and you get perks like Travel insurance, Airport lounge access, Local Coworking spaces deals, etc. Vietnam and Philippines payment integrations are already live and then expanding to Brazil, Indonesia and Thailand. We turn those underground payment admins into ambassadors, do local activations where our users are already facing the pain and penetrate the market one by one.”
This source-supplied description may contain old, promotional, or unverified claims and is not YearBull editorial analysis.
Official links and contract records appear in Key Facts. Project details can change, so verify current information with the project.
SurfCash (SURF) FAQ
How does SurfCash say users can pay merchants through local QR codes?
SurfCash says users deposit crypto, scan a participating local QR code, and pay from their crypto balance. The project presents this as a way for merchants to receive fiat in their bank accounts while the user pays in crypto. It says the approach is intended for everyday expenses such as rent, groceries, and bill splitting, although the exact conversion process and fees are not specified.
Which payment integrations does SurfCash say are live or planned?
The project states that payment integrations in Vietnam and the Philippines are already live. It also says it plans to expand into Brazil, Indonesia, and Thailand. These integrations are presented as a way to connect crypto-funded payments with local merchant payment networks, but SurfCash does not specify the participating providers, coverage, transaction limits, or rollout timing for each market.
What does SurfCash claim about earning yield on stablecoin balances?
SurfCash says users can earn up to approximately 15% yield on stablecoins held in the app. The project describes this as a way for idle funds to generate returns while remaining available for payments. It does not specify the yield source, whether the rate is fixed or variable, what risks apply, or whether access depends on geography, eligibility, or particular stablecoins.
What travel-related benefits does SurfCash present for users?
For users who are traveling, SurfCash presents benefits including travel insurance, airport lounge access, and deals with local coworking spaces. These are described as perks connected to the payment experience rather than as core payment functions. The project does not specify eligibility rules, coverage limits, participating locations, fees, or whether the benefits are automatically included for every user.
How does SurfCash describe its approach to local adoption?
SurfCash says it turns underground payment administrators into ambassadors and carries out local activations in places where users face difficulties accessing payment networks. The project presents this as a market-entry strategy focused on developing countries and on-the-ground communities. It does not specify how ambassadors are selected, compensated, supervised, or protected, nor how local activations are evaluated.
SurfCash metric comparison
This comparison is a stored snapshot generated 2026-10-23 06:31 UTC from 289 daily observations available from 2025-12-30 through 2026-10-23. It is separate from the latest analytical cards above. Percentiles compare the snapshot value with that day's analytical universe; a higher percentile means a larger observed value, not necessarily a better investment characteristic.
Metric
Snapshot
30d before
90d before
Change vs 30d
Universe percentile
Price
$0.00001003
$0.00001003
$0.00018947
0.0%
n/a
Market cap
$8.3K
$8.3K
$156.5K
0.0%
P3.7
YearBull Rank
n/a
n/a
#5,221
n/a
n/a
Bull Score
n/a
n/a
15/100
n/a
n/a
Turnover
7.41%
7.41%
3.14%
0.0 pts
P80.5
YB Market Risk
n/a
n/a
Low
n/a
n/a
Cycle
n/a
n/a
Early
n/a
n/a
Median absolute daily movement 4.34%; distance from the highest local daily price -99.5%; circulating supply change +1.1%. These measurements are descriptive and do not predict future direction.
YearBull Rank context
Latest available YearBull Rank for surfcash: #10760.
Rank timeline (last 365 days)
Rank change (daily snapshots).
Reading rule: a smaller rank number indicates stronger placement.
7d window: no reference point available.
30d window: no reference point available.
YearBull Rank is a comparative ordering used on YearBull to place a coin versus others using a consistent set of inputs. Lower values mean higher placement in the YearBull ordering.
Risk framing: minor drift can still matter at scale. If the curve whipsaws, treat the rank as fragile.
Liquidity posture: a steadier line can indicate steadier access. If the curve improves but won’t hold, treat it as flow-driven.
Cycle placement: in rotations, improving rank can happen without price leadership. If both are flat, the coin may be tracking its peer basket.
Access context: one venue can dominate the profile in short windows. If rank can’t hold gains, it can be concentrated pressure.
Editorial note:
This analysis was prepared by the YearBull research team under the direction of
Alan Zelvin,
Founder and Lead Crypto Researcher.
The assessment follows YearBull’s internal research methodology and editorial standards.
Methodology ·
Editorial Policy
Related Research
Continue with contextually connected profiles and category data:
Stored venue snapshot. Markets last checked: 2026-07-27. Updated on a rolling basis; no fixed refresh date is promised. Venue listings and volumes are stored snapshots, not live quotes.
